Portfolio Strategies

What a 70/30 real estate-to-equity allocation looks like for early retirees

I retired early with a significant portion of my net worth in property and a smaller — but still meaningful — allocation to equities. Over the years I’ve seen readers ask a recurring question: what does a 70/30 real estate-to-equity split actually look like in practice for an early retiree? In this piece I walk through the mechanics, the risks, and a few realistic examples of income and liquidity management so you can judge whether a heavy...

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How to build a recession-resistant portfolio with dividend etfs and short-duration bonds

When markets slow and headlines scream “recession,” my first instinct isn’t to panic — it's to revisit the portfolio’s structural defenses. Over the past decade of working with investors and writing about portfolio strategies at Wealthstatista, I’ve come back again and again to the same practical combination: dividend-focused ETFs paired with short-duration bonds. Together they can provide income, downside dampening, and the...

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